Monday, November 14, 2005

Week 52 - Status Update - SUCCESS

Well, I've had this card for about 3 months now. Yes, yes... Typical. Only write something when you have complaints. Well, considering it took so long to actually apply for a credit card, prove i have a good credit rating (or is that a debt rating???) and then get this card delivered free of charge and for free... (Is that "mahala" in Zulu?)

How did I manage to get the discovery credit card? I spoke to 2 different managers, who managed to personally organise the delivery of the card. What really bugged me previously is, no matter what I said, nobody would put me through to a manager who had any authority. These 2 managers were so good, I ALMOST got 2 GOLD Discovery Credit Cards.

Ok, enough complaining. Now I have the card, do I like it? Yes I do. And what do I like about the card:

1 - There are no fees for normal Credit Card Transactions
2 - When I used my card overseas, there were no issues or abnormal limits. But they did phone to confirm that it was me using the card. Just checking that there were no fraudulent transactions occuring
3 - The CashBack bonus. Because I am on gold status, I get up to 12% cashback from selected stores, like Woolworths
4 - The discovery miles that I have accumulated. I can also convert these discovery miles into Voyager Miles, and use them for standard Voyager Miles Transactions and discounts

Sometimes, I wonder if America had a card like the Discovery Credit Card... I'm sure it would be America's #1 Credit Card by now. It would probably be a LOT easier to apply for the credit card over there, because I think it's a standard in America to have a minimum of 3 credit cards......

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