A bit of a background

The Discovery Card is a credit card that is offered by Discovery, a Medical Aid company in South Africa. It's really quite an ingenious product, being both a Medical Aid member's card AND a Credit Card.

It has been claimed by Discovery that all you have to do to receive this card is contact a consultant, and, subject to certain conditions, apply for the card.

Once you have applied for this credit card, if you pass the initial requirements, they will send you a card. All of this will take around 5 working days.

Now, what are the conditions? Depending on your income, you can receive different types of cards. For example:

• a Debit Card (For anybody)
  
• a Silver Credit Card

  According to Discovery, any member can apply for this version of the DiscoveryCard.

• a Gold Credit Card

  According to Discovery, you can get a Gold Card if you earn more than R140 000 per year.

• a Platinum Credit Card

  According to Discovery, you can get a Platinum Card if you earn more than R350 000 a year

On top of your salary, your credit rating will also be analysed.

Ok, enough intro, let me tell you about how I've tried to obtain this fantastic card. This blog will help you discover credit card secrets and discover credit card pains... I hope you enjoy the read.