So, the phone call to ITC. And for those who don't know, ITC is a company that keeps details on your credit profile. This includes when, where and how often you have applied for credit.
Anyway, the phone call kind of goes like this:
"Hi. I believe I have outstanding debt. Could you tell me what a code T100 means?"
"I'm sorry, what is a T100?"
"I have no idea. I was told it was an ITC code and it means I owe somebody money."
"Well I've never heard of this code."
"Oh?"
"What are your details and I will check your profile..."
"blah blah blah..."
"Sorry, there are no details for your name in our system."
So, for the second time in 5 months I have proved to myself, and OBVIOUSLY, to myself ALONE that I do not have a bad credit profile. Forget bad credit profile, how about NO profile whatsoever. This might not be the best of things either though. Read the next post to find out why.
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